Policy does not cover pre-existing conditions or pregnancy.
If that's okay with you it’s a great policy and can save you money.
Key features
$50 copay Dr. office visits ( 4 per year )
Unlimited $50 copay urgent care visits in most states
$25 copay for some common prescriptions in most states
$2,000,000 Policy Coverage Limit
Deductible
The amount of covered expenses you pay before your insurance plan or contract starts to pay for most expenses
$2,500 or $5,000 or $7,500 or $10,000 or $15,000
Coinsurance
Most policies require you to pay some portion of the health care bills. Coinsurance is the share you pay (usually as a percentage) of your covered medical costs after you've paid your deductible. For example, after you meet your deductible, you may pay 20% of covered expenses up to your out-of-pocket maximum and your insurer may pay 80% of covered expenses.
80/20
You pay 20% per term
The plan pays 80% per term
Coinsurance out-of-pocket maximum
$5,000
The limit on the amount an individual is required to pay for health care services covered by his or her benefits plan after the deductibles and any copays are paid. Refers to care received from the network of participating physicians, hospitals, and health care professionals. Coinsurance Out-of-Pocket amounts are in addition to any Deductible amounts.
Coverage period
Duration: 12 months